Welcome to the Growth Guide, a weekly newsletter where I share actionable ideas to help you Live Better, Achieve More and Be Financially Free. Financial Independence Formula Financial Independence is simple. It isn't easy, but it is really, really simple: Earn more Spend less Invest the rest The idea for the conversation this week came up for me earlier this week when I saw this tweet from my friend, Chris Munn, and I wanted to talk through it with y'all: There are three steps to Financial...